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Category Archives: Bankruptcy and Debt Relief

Asset Exemption Increases for Indiana Bankruptcy Filings

Asset Exemption Increases for Indiana Bankruptcy Filings

By Rowdy G. Williams |

There are a lot of misconceptions when it comes to filing for bankruptcy. For example, our clients commonly ask us, “If I file for bankruptcy, what property or assets am I allowed to keep?“. Of course, keeping your personal property, especially your primary home, after bankruptcy is an understandable concern. So important to be… Read More »

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How to Rebuild Your Credit After Bankruptcy in Indiana

How to Rebuild Your Credit After Bankruptcy in Indiana

By Rowdy G. Williams |

One of the benefits of filing for bankruptcy is that you can have a fresh start from debt, and you can get your life back and under control. The path to rebuilding your credit after bankruptcy in Indiana may seem like a long road. But by staying focused and taking small steps each month,… Read More »

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Is filing for bankruptcy in Indiana common?

Is Filing for Bankruptcy Common?

By Rowdy G. Williams |

The short answer is yes, bankruptcy has become increasingly more common in the last 20 years. Previously there has been a huge stigma with filing for bankruptcy. However, in recent years households have chosen to file for bankruptcy in order to gain their life back and get a fresh start. The sigma has lessened… Read More »

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Benefits of Filing for Bankruptcy

Benefits of Filing for Bankruptcy

By Rowdy G. Williams |

The thought of bankruptcy can seem like an overwhelming and frightening possibility. Filing for bankruptcy is probably one of the last things you thought you would be facing in your lifetime. However, bankruptcy can be a good alternative to financial stress and there are actually many benefits of filing for bankruptcy.  You shouldn’t think… Read More »

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What Type of Bankruptcy Is Right for Me?

What Type of Bankruptcy Is Right for Me?

By Rowdy G. Williams |

Are you constantly burdened by unpaid debts? Are you struggling to make ends meet despite working diligently to earn as much money as possible? If so, declaring bankruptcy may be the next best option for you.  Read on to learn more about the different types of bankruptcy and which one may be the right… Read More »

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How Does Bankruptcy Affect Child Support and Spousal Maintenance in Indiana?

By Rowdy G. Williams |

If you have standing spousal and child support orders but have been getting further and further behind, you may be feeling desperate.  If you have debts beyond your child support and alimony payments, you could even be considering a bankruptcy declaration to give yourself a clean slate, financially speaking. However, before you file, learn… Read More »

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Chapter 7 vs. Chapter 13 Bankruptcy for Indiana Business Owners

By Rowdy G. Williams |

If you’re a business owner in the state of Indiana who’s trying to stay afloat or trying to close your business as fast and painlessly as possible, filing for bankruptcy might be a smart route to take. Depending on the size of your business and the situation you’re in, the type of bankruptcy you… Read More »

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What Senior Citizens Need to Know About Bankruptcy

By Rowdy G. Williams |

If you’re a senior citizen and you’ve been retired from your job for a while, you may have some financial stress from unexpected health care costs or other living expenses. Although a retirement plan and social security benefits are supposed to cover the cost of living when you begin to get older, it’s not… Read More »

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How to Know When It’s Time to File for Bankruptcy

By Rowdy G. Williams |

When you find yourself in a considerable amount of debt that you just can’t seem to pay off without help, filing for bankruptcy could be in your best interests. However, you might not know if this is the right time to file for bankruptcy or if you’ll even qualify.  Continue reading to learn more… Read More »

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Bankruptcy law book. Justice and legislation concept.

Can I file bankruptcy without my spouse in Indiana?

By Rowdy G. Williams |

No one makes the decision to declare bankruptcy lightly. When you’re married and one spouse has incurred significant debts that continue piling up, bankruptcy can be a good option to clear your financial slate. However, the other spouse might wonder how filing for bankruptcy will impact their credit and finances—even if the married couple… Read More »

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